Welcome

2010-11-06T20:35:45.700-07:00

Bioslife Slim Testimonial

November 6, 2010

My Diabetes Testimonial

I am writing this testimonial for those who are diabetic and don't know it, and the ones who are diabetic, and will understand my story.

After thirty years of working in middle management I retired in 2000 thinking I would enjoy my remaining years seeing and doing all the things I never had time to do in this wonderful world.

But this all came to an end in 2001 I was diagnosed with Diabetes Type II.

In the beginning the doctor felt my levels were not high enough to consider Insulin, but started me on a number of medications for diabetes, high blood pressure, high cholesterol, and several other mediations. From that point on, I questioned my future.

As years passed, my sugar levels were up and down, ranging from 175 to over 400 in a day. Since I was not watching my diet, enjoying great foods and having a few mixed drinks now and then, plus never exercising, I was never concerned what could happen in the future.

I would see my doctor for a yearly checkup and always I would refuse insulin and always my doctor would increase my medication to the point I was at the maximum medication I could take (without insulin). My weight started to increase and by the end of 2009 I was fifty pounds overweight.

From overweight and out of control sugar levels, I was starting to deteriorate, having trouble sleeping at night, because of all the aching in my feet. (They would go numb or go cold from lack of circulation). I could not walk any distances because my feet would start to hurt.

Many times I would get light headed or week from lack of energy. I enjoyed staying home more often. My feet and toes would be red, from just setting.

In July of 2010, I had an appointment with my doctor and he recommended starting me on insulin because my sugar levels were out of control. I refused because; I was not going to be married to the needle.

In his frustration he sent me to a diabetic specialist. After running a number of tests and finding my A1C (average body sugar levels) was 10.5.with an average daily sugar level between 200 to 400 (It should have been 6.0 or under) I was in serious health dangers.

I definitely needed insulin to change my life, but I refused again. The specialist gave two choices; either go on insulin or in time amputate my legs, or die. I went on insulin.

Since July, I have been much better with my daily sugar levels running between 125 to 275 daily and my A1C was 7.2. A far cry from 10.2 but this was not normal.

Again! There had to be a better way controlling my diabetes without a needle!

In September this year, I found a product called Bios Life Slim designed for overweight, dietetic, high cholesterol, and people with heart problems. Not only was I overweight but also diabetic. This was what I was looking for. Bios Life Slim is a revolutionary fat burning product; providing the first scientific breakthrough in fat-loss in over 30 years. Containing natural, proprietary ingredients, Bios Life Slim helps your body naturally regulate the amount of fat stored.

Since starting Bios Life Slim my sugar levels are averaging from 90 morning, 130 lunch and 190 in the evening. In addition in controlling my diabetes I've lost six pounds and two inches around my waist, My insulin intake has dropped twenty units since starting Bios Life Slim (in six weeks)

I'm looking forward to someday, just taking medication without insulin . You see, once you become diabetic you'll always have this health problem. There is no cure at this time I can't say enough about Bios Life Slim has done for me. For all you reading this testimonial please go to www.unicityscience.com and my website http://my.unicity.net/Joerizz to review what this product can do for you. It will save your life!

Joe Rispalje

2010-11-01T20:03:39.668-07:00

Lose Weight

Many people want to lose weight fast, but in reality this is not realistic or healthy for your body. Losing weight to fast can usually only by extreme measures that are not natural for your body and can put it into shock. It does not mean that you will fall into a seizure but if you body sees you are losing weight to fast it will think you are starving and will immediately slow down your metabolism.

This will make it nearly impossible to lose weight and is why looking a losing weight as a long term goal is a better idea. As you slowly change your diet and take in less calories then your body can adjust easier to this change. It will also allow your metabolism to speed up and start burning the calories you have.

It can be hard to stick to a slow a steady diet with all the gimmicks, pills and diets popping up daily. Just remember that they are just fads and they will not likely help you keep off the weight permanently. Losing weight slowly and at a steady rate will also insure that it continues because it is more likely, new habits you are forming such as a more healthy diet and consistent exercise.

If you do want to lose weight fast the best way to do so is not just changing your diet but by combining a healthy diet with an active lifestyle. Being active is very important and it is best to incorporate aerobic exercise as well as some form of strength training. Most people just do aerobic exercises like running or jogging on the treadmill and this is good if done consistently, but weight training is also very beneficial.

When you do strength training you are building muscle. In order to build muscle your body uses your excess fat as an energy source which in turn helps you lose weight. Even after you have finished lifting weights, your body is still burning calories. This is a major difference in strength training compared to aerobics and is why it is so powerful to combine the two.

It may seem like a lot of work, but there is a price you have to pay in order to look the way you want. Also you can do 3 days of cardio and 2 days of weight training. You do not have to do both types of workouts all in the same day. Alternatively you can do 3 days of workouts where you warm up with aerobics and then finish with weight training or vice versa. It is all up to you and what you feel works best for you.

If you are trying to lose weight permanently then remember that fad diets and quick weight loss is usually not long term and can even lead to gaining more weight. Incorporate some of the above tips in your lifestyle and you will lose weight slowly but permanently. Losing weight naturally is a simple process. When you creatively put your mind to the task, and begin a lifestyle change, you will begin seeing the kind of results that you are seeking.

Lose Weight Resources

2010-10-10T05:18:02.450-07:00

Lose Weight Naturally

Lose weight naturally using time tested and proven methods. Losing weight, and keeping the weight off, should be of primary importance. There is simply no substituting eating nutritiously and regularly for natural weight loss.

1. Consume foods in the natural state when possible. This includes raw, fresh fruits and vegetables (lots of leafy green salads). Raw and non-processed foods are prime sources of natural enzymes needed to stimulate the body's endocrine glands. Fruits and vegetables are also a natural source of fiber which helps lose weight

2. Food programs should emphasize high protein content obtainable from a variety of meat, dairy products, eggs, cottage cheese, nuts, legumes, and yogurt. It's advantageous to minimize the amount of fat with the protein. A basic rule of thumb as far as meats are concerned if it swims, i.e., fish, its is better than if it flies, i.e., poultry, it is better than if it walks, such as beef or pork.

3. When possible, use foods grown or raised without poisonous chemical sprays or food additives. Wash fruit thoroughly before eating. Enzymes from natural fruit help lose weight.

4. Steam vegetables or cook with a minimum amount of water and for as short a time as possible to minimize destruction of vitamins.. Use that water for soups, broths... to lose weight.

5. Eliminate or minimize the use of refined sugar such as corn syrup, dextrose, sucrose, fructose, brown sugar, 10X sugar. Substitute natural sweets such as unprocessed honey, in moderation, or rose hips powder carob powder, blackstrap molasses, date powder. Refined sugar affects the body's metabolism and over taxes the pancreas, and often results in a hypoglycemia reaction. Use stevia as a natural substitute for sugar (for baking purposes, one teaspoon stevia is equivalent to one cup of sugar--very healthy way to lose weight). Stay away from Nutrisweet or aspartame. At 92 degrees F it breaks down into formaldehyde.

6. Eliminate the use of bleached white flour products. The valuable nutrients of the whole grain have been removed. Frequently, bleaching and preservative agents are also added that create disharmony with the body. The chemical processing strips as much as 80% of the zinc, magnesium, Vitamin A, and 50% of the manganese, just to name a few. Whole grain cereals and flours are an excellent source of protein as well as B complex vitamins, Vitamin B and unsaturated fatty acids and are also important to keep your colon healthy.

7. Avoid prepackaged breads, pastries, ice cream, cold or prepared cured meats. These foods are saturated with preservatives, artificial colorings, chemical flavoring agents, synthetic emulsifiers, extenders, stabilizers, and so on.

8. Minimize fat intake and avoid trans saturated fats You'll find these in anything that says, hydrogenated, or partially hydrogenated.

All margarine and cooking oils, peanut oil, palm oil, and animal fats are high in saturated fats which interfere with the production of prostaglandin. In the absence of prostaglandin, fats adhere to one another and create plaque buildup in the arteries. Use sweet butter and polyunsaturated oils such as rice bran oil and cold pressed safflower oil. To remove particles from the oil before bottling, manufacturers usually heat the oil so its easier to filter, unfortunately, this alone destroys the nature of the oil. "Cold pressed," means that the oil was filtered at room temperature. Avoid reusing oil, store it in the refrigerator and break open a vitamin E capsule to add to it every two weeks. Treat it as you would treat your arteries.

9. Avoid the use of carbonated soda and drinks containing caffeine, such as coffee, tea and coke. Instead, where possible consume fresh fruit juices, water and decaffeinated herbal teas.

10. During times of the year when fresh vegetables are not available, frozen vegetables are your next best choice as they are frozen with liquid nitrogen and retain much of the nutrients. Avoid canned vegetables and fruits, for they usually are either overcooked or prepared in sugar or fructose solution.

11. Minimize the use of normal table salt, such as sodium chloride. Use Morton's salt substitute (high in potassium) or onion, chive, garlic mushroom lemon and lie for useful salt substitutes.

12. Avoid fast foods as they have salt and additives. Eliminate use of carbonated beverages, club soda or seltzer. They rob your body of calcium. Your calcium balance is required for natural weight loss.

13. Prepare moderate quantities of food to minimize leftovers for three reasons: A. Leftovers are tempting to finish so they won't be left over. B. Leftovers, when reheated, lose most of their nutrient value. C. Leftovers are oxidized and interfere with normal functioning that interferes with weight loss.

14. Use unsalted butter as opposed to margarine and where possible minimize the use of butter. Instead season food with herbs and spices and lose weight naturally.

15. Pan broil meats in a non-stick skillet without fat. Use Pam.

16. Use canned fish packed in water.

17. Replace half the oil in salad dressing with broth or water.

18. Use yogurt instead of mayonnaise or sour cream.

19. Thicken soups and sauces with pureed vegetables instead of flour or cornstarch.

20. Use bouillon instead of gravy on meats and casseroles.

21. Avoid using aluminum cookware as aluminum may be toxic to the human body.

22. Vitamins and herbs could make a difference. A well balanced multi-vitamin in a rice bran base such as the Complete Nutritional System by Rainbow Light. An effective calcium and mineral supplement such as Xooma Coral Calcium distributed by HTN can keep your body healthy and save you the problems of any of 150 different diseases that are a result of calcium deficiency. Most supplements on the market are equivalent to licking a chalk board and leave one deficient in calcium.

23. Eat fruits and drink fruit juice either one half hour before or one half hour after meals to allow proper digestion of protein.

24. Microwave ovens are great for making hot water, but questionable for cooking.

25. The nutritional value of dairy products, i.e., milk, cheese and butter are questionable. If you do include them, it's recommended that you use skim milk and nonprocessed cheeses to aid in losing weight naturally.

26. Ice cream, Soy cream with fruit juice is recommended. Otherwise, except your own homemade ice cream, you'll find gobs of sugar not to mention the real goodies that are naturally not healthy for the human body.

Lose weight naturally and health and overall well being will be amplified exponentially. Find additional natural weight loss techniques and strategies listed below.

Lose Weight Naturally

2010-09-13T19:01:37.229-07:00

Investment Income

Investment Income Program

People often assume that managing money for income is simply a matter of selling investments as needed from a diversified portfolio and then periodically rebalancing assets to maintain a target allocation. But there are hidden dangers in this strategy (or lack of strategy) that are not obvious. An investor, who is forced to sell investments for income during a down market, can quickly devastate a portfolio to the point where it is no longer possible to recover---even after the market does. This common approach is called Systematic Withdrawals, and it is usually accompanied by a statistical technique called Monte Carlo Analysis. The Monte Carlo Analysis is used to determine a safe withdrawal rate---recognizing that the definition of "safe" usually still assumes a 5-10% chance of running out of money too soon. Systematically selling investments as needed for income is the easy, automatic, and seemingly natural approach, but it's not really a strategy. It's just the default situation that exists when one does not have a deliberate income withdrawal strategy.

As we head into the second phase of the "401(k) Experiment", today's retirees and the many baby boomers on the verge of retirement need a highly strategic way to maintain steady and dependable income while investing in financial markets that can be anything but steady and dependable. It's not easy. In fact it can be a white-knuckle-ride for even the most experienced professional pension fund managers. And now as pensions disappear, individuals and their advisors are having to take on this responsibility.

The solution is Defined Withdrawals. Defined Withdrawals is a simple but powerful income withdrawal strategy that reduces risk and provides greater peace-of-mind. The foundation is an Income Ladder of fixed-rate investments that provides dependable income for a predetermined number of years. The income ladder replaces salary and offers the security of a steady paycheck while the remainder of the portfolio is invested in stocks for long-term growth and inflation protection. Eventually some stocks are sold to Extend the Income Ladder. But if the market is down, the income ladder allows the investor to sit tight and wait out the storm. Plan benchmarks and stock trend-lines are used to help determine when to sell stocks.

Learn More about Investment Income Here

2010-09-06T03:36:13.594-07:00

Investment Income

I found an interesting article from this source on investment income.

WASHINGTON House and Senate negotiators are considering applying for the first time the Medicare payroll tax to investment income as part of a compromise to pay for a health overhaul.

The extra Medicare tax would apply only to the wealthy and could allow congressional Democrats to reduce the sting of a tax on high-cost insurance plans, said Democratic aides and others briefed on the negotiations.

Labor leaders complained directly to President Barack Obama on Monday about the tax on high-value plans, which would hit some union members who have negotiated generous health benefits.

At least one union is threatening to oppose the underlying legislation if the tax remains, and the president of the AFL-CIO suggested in a speech that Democrats who took unions for granted risked losing support in congressional elections later this year.

"Politicians who think that working people have it too good ... are inviting a repeat of 1994," when Republicans took control of the House after decades in the minority, said AFL-CIO chief Richard Trumka.

Republicans have criticized Democratic plans for higher Medicare taxes, saying the health bill already includes too many taxes and creates a big new government program at a time of large federal budget deficits. "If Democratic leaders want to increase Medicare taxes, the revenue should go to Medicare ... not for other government spending," said Sen. Chuck Grassley (R., Iowa) late last year.

A Republican aide said Monday that including investment income in Medicare taxes "unnecessarily undermines the simple straightforward structure" of the current system.

Currently, the Medicare tax applies only to wages, without any limits. The 2.9% tax is divided in half, with workers and employers each paying 1.45%. The health bill passed by the Senate would raise the worker contribution to 2.35% for individuals making more than $200,000 a year and couples making more than $250,000 a year.

Under the proposal now being considered, people making more than those amounts would also pay the Medicare tax on dividends and other income from investments, the people familiar with the talks said. Income from pensions and retirement accounts, including 401(k) accounts, would be exempt.

People familiar with the talks cautioned that the idea was still in the study stage along with other ideas, and that it was too early to say whether it would find favor among Democrats.

A version of the broader Medicare tax, put forward by Sen. Debbie Stabenow (D., Mich.), would raise $111 billion over 10 years, according to a December estimate from the congressional Joint Committee on Taxation.

The proposal would also bring the Senate closer to the House version of the health bill, which contains a 5.4% income surtax on the wealthy. That surtax would apply to income above $500,000 for individuals and $1 million for couples.

The extra Medicare tax might bring in enough to scale back the tax on high-cost health plans and still have some left over to beef up subsidies to help the poor buy health insurance -- a key goal of House negotiators in the talks.

"It's an obvious compromise," said Chuck Marr, director of federal tax policy at the left-leaning Center on Budget and Policy Priorities. "They need to find something between the House and Senate versions. The advantage of this proposal is that, like the House surtax, it is broad-based."

Mr. Obama has made clear that he supports a new tax on high-cost health-insurance plans, both to raise money and to discourage high health-care spending associated with these products. The Senate bill includes such a tax, although the House version doesn't.

One union said Monday the tax issue was important enough to kill the bill.

"We cannot support legislation that looks anything like the Senate bill, and I think Democrats proceed at their own peril," said Tom Buffenbarger, president of the 640,000-member International Association of Machinists. "If this goes through, the wrath of membership will be felt Nov. 2."

When I look for a great investment income program, I consider the alternatives carefully. This investment income program is one of the best, and highest yielding income potentials that I have found to date. With a low startup, and very handsome rewards, GBG seems to be a viable alternative for myself.

Check it out here!

GBG has already revolutionized the home business industry by putting success within the reach of the average person.

The GBG Liquid Vitamin and Mineral Super Formula is the foundation product of GBG. This product sells for the below wholesale price of $39.97. Whenever anyone orders just one bottle of the GBG 10 in One on monthly autoship, the home business including website, training, promotional tools like capture pages and everything that the distributor needs to make the business a complete success is 100% FREE!

The GBG Liquid Vitamin is a great product for this industry, because unlike all of the juice drinks that are out there, GBG is actually 10 formulas that includes all of the super fruits as well as all 23 essential vitamins and minerals as well as over 70 trace minerals.

The regular GBG business opportunity offers unlimited residual income potential, but now that income potential has been drastically increased thanks to the introduction of the GBG Platinum Package. The GBG Platinum Package provides reps with amazing discounts on marketing materials like flyers and DVD's for an entire year. By amazing, we are talking about 50 % off.

For my investment income program, this is the one that I use! GBG offers the best return on investment that I have found. Check these out today.

Joe Rizz
GBG Investment Income Program